When Chicago firefighter Jack Moniker retires and moves to a small Caribbean island, he is befriended by the owner of a run-down resort. Together they renovate the resort and lure tourists to Club Paradise in an effort to fight off corrupt officials and businessmen who want to claim the resort as their own.

At an exclusive country club, an ambitious young caddy, Danny Noonan, eagerly pursues a caddy scholarship in hopes of attending college and, in turn, avoiding a job at the lumber yard. In order to succeed, he must first win the favour of the elitist Judge Smails, and then the caddy golf tournament which Smails sponsors.