While recuperating from their injuries in a hospital, three young women flash back to the events leading up to the catastrophe. Remata (Lia Amando) has spent her entire life trying to overcome a childhood rape. Annamaria (Antonella Lualdi) has recently come out of an unfortunate marriage to a wealthy but insensitive boor. And Gianna (Eleanore Rossi Drago), the daughter of a college professor, has ruined her life with narcotics.

Based on the Nikolai Gogol story but set in 1950s Italy, "The Overcoat" is the story of a poor city hall clerk whose only desire is to buy a new overcoat.

Carlo Rutelli falls in love with the beautiful variety singer Yvonne la Nuit, but his father opposes the wedding. World War I breaks out and Carlo is killed while Yvonne has a son, but on orders from Carlo's father, she is told he is dead. Her career descends and only Nino, an art partner, remains close to her and helps her earn her living by singing in taverns.

Carlo Rutelli falls in love with the beautiful variety singer Yvonne la Nuit, but his father opposes the wedding. World War I breaks out and Carlo is killed while Yvonne has a son, but on orders from Carlo's father, she is told he is dead. Her career descends and only Nino, an art partner, remains close to her and helps her earn her living by singing in taverns.