Jake Cunningham is an uptight,workaholic FBI agent from a wealthy family. Jake is assigned to protect Brandi O'Neill, cocktail waitress, after she turns in her billionaire boyfriend for tax fraud.Jake is called home unexpectedly during the holidays,and must take Brandi with him.They pose as couple to his family, who are for the most part unhappy with their son's new "girlfriend"

A widowed mother with financial woes comes to the aid of a bill collector who crashes his car in a snowstorm.