In a seaside village, a group of local young men mingle among the seasonal tourists in search of sexual conquests. Near the end of one summer, the leader of the group, Tinker, a strolling photographer, aims to conquer a fashion model from a well-to-do family, but he finds himself unexpectedly falling in love. The tables thus turned, Tinker begins to see that maybe it's not the tourists who are being used in these sexual games.

"If I had the money, I'd buy me a banjo!" says struggling sales clerk Arthur Kipps. Soon he'll inherit enough to buy a whole bloomin' orchestra. But can his newfound wealth buy happiness?

The compère of a seedy strip club struggles to keep one step ahead of the bookies to whom he owes money.