In 1998, an auction of the estate of the Duke and Duchess of Windsor causes great excitement. For one woman, Wally Winthrop, it has much more meaning. Wally becomes obsessed by their historic love story. As she learns more about the sacrifices involved, Wally gains her own courage to find happiness.

Two women, one from the United States and one from the United Kingdom, swap homes at Christmas time after bad breakups with their boyfriends. Each woman finds romance with a local man but realizes that the imminent return home may end the relationship.