Meet Etta Milford. Loving Wife. Doting Mother. Armed Robber. Etta's husband constantly blows their money on make-shift inventions. When she decides to secretly take "investment" matters into her own hands - things quickly go awry! With their savings gone, her husband suspicious, and their children out of control, Etta concocts a scheme to get back their money and save her family.

A family still reeling after the accidental death of one of their daughters, returns home after an aborted month long getaway to Rebecca, a seemingly pleasant house sitter. Since they returned early, Rebecca has nowhere to go, so the family invite her to stay. At first, Rebecca is a godsend—she cooks, cleans, and does laundry; but the family soon discovers that the woman is not as innocent and sane as she appears.