Grace McKinley is a brilliant 38-year-old woman with schizophrenia. When her mother dies, Grace's actions become increasingly erratic. She takes two weeks to report the death, and in that time is sent a shattering message that only she can decipher.

Three friends hold up a restaurant owned by the mob and run into a Hit-man running after a hit gone wrong.

Teenager Ann resents the arrival of Sharon and the fact that her brother Jerry has a crush on the newcomer. When Jerry dies in an accident, Ann blames Sharon and frames her for another death.

Ted, his girlfriend Jo, and his brother Johnny are small-time robbers in Montreal. The brothers spend their time watching TV, while Jo rereads Leonard Cohen's novel "Beautiful Losers" and attends writing classes. Luka, a Czech immigrant, picks up Jo when he sees her shoplifting. When Johnny surprises Luka kissing Jo, he attacks him. In the ensuing fight Jo accidentally kills Johnny, and Luka leaves the scene, but drops his wallet. The police assume that Luka attacked Johnny after a break-in and Jo goes along with that, but feels guilty about it.