I like the concept, but there's a lot of problems here
It's like a mix of management, RPG and life sim. Closest I can think of is Crusader Kings, but more locally-focused.
First of all, regardless of your character's initial stats, you're gonna spend like the first hour trading. Because doing jobs is not profitable enough. You'll be barely scraping by if you do jobs. And considering the fact how each of them takes 1 stamina, same as trading, but trading yields way more money, there's no reason to do jobs, at least early on. I don't know if there is a reason in the long term. I suppose once you become affluent, your skills (which get improved when you do jobs) might come in handy, but I played the game for 3 hours, and didn't really need my skills almost at all.
So you kinda almost have to trade at the start, and the trading here is executed really poorly. They could've given us an overview of all merchants and their prices, which would've made the whole process easier. There's also an ability to automate certain tasks, but you can't automate trading. No, instead you have to click on every single seller and every single buyer individually to see the prices. I mean, you don't have to buy for the lowest price and sell for the highest, but why wouldn't you? When the opportunity to maximize your efficiency is right there, why wouldn't you?
The difference between trading at max. efficiency and not trading (relying on jobs) can be up to several thousand gold each month.
The game's tutorial kinda misleads you too by teaching you to do things that are not the best strategically. What you wanna do at the start is not to buy farms, but to just trade. Get married, get as many concubines and retainers as you can and just trade. Then buy stores and houses to rent out.
However, as I figured that out and started to approach a decent monthly income where I'd stop having to trade (a few thousand simply wouldn't be worth it anymore), suddenly I started losing something like 25+k a month, instantly sending into a debt, and within two months my characters started dying out. And I had no idea what caused that. The game has a ledger, but it strangely only reports income and purchases, not all expenses apparently. So that's where I had to give up.
I'll also say that the interface in general is far from convenient. You can't filter jobs per type, so you have to just monitor pop-ups the entire time. Same with trading, you have to monitor actual merchants. And it's not made easier by the fact that when you zoom out, all icons and text also zoom out, so you're looking at tiny dots on the map, and it's putting an incredible strain on your eyes.
There is a potential here, but it's ruined by the execution.