How Climate Change Could Upend the American Dream
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Americans have long accumulated wealth by owning their homes, but a new study predicts that spiking insurance rates and climate disasters now herald an era of widespread losses.
insurance
TIL Pro Publica has an online thing that will format a letter to your US health insurance company to demand the records behind a claim denial. (which the insurance is then legally required to provide in most cases)
He Became the Face of Georgia’s Medicaid Work Requirement. Now He’s Fed Up With It.
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A 54-year-old mechanic called Pathways to Coverage a “great program” at the governor’s press conference. But after getting kicked off the health insurance program for low-income Georgians twice, bureaucratic red tape has him at his wit’s end.
https://www.propublica.org/article/georgia-medicaid-pathways-brian-kemp-luke-seaborn-testimonial-video?utm_source=mastodon&utm_medium=social&utm_campaign=mastodon-post
#News #Georgia #Medicaid #Healthcare #Health #Government #Insurance
One doctor’s recommendation to deny a 43-year-woman coverage “contained errors on practically every aspect” of her condition, the Labor Department said in 2012.
United and other insurers continued to hire the doctor over the next decade.
#News #Health #Healthcare #Insurance #MentalHealth #Doctors #Law
Her Mental Health Treatment Was Helping. That’s Why #Insurance Cut Off Her Coverage.
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Providers, patients and even some federal judges say progress-based insurance denials harm patients at key moments of mental health treatment.
He Died Without Getting Mental Health Care He Sought. A New Lawsuit Says His Insurer’s Ghost Network Is to Blame.
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The mother of Ravi Coutinho, the subject of a recent ProPublica investigation, is suing Centene for publishing “misleading” information that gave her son a false impression about the kinds of mental health care that were actually available.
https://www.propublica.org/article/centene-ghost-network-lawsuit-ambetter-ravi-coutinho?utm_source=mastodon&utm_medium=social&utm_campaign=mastodon-post
#News #MentalHealth #Healthcare #Law #Therapy #Insurance #Health
Insurers Failed to Comply With Mental Health Coverage Law, Department of Labor Report Finds
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The probe found widespread noncompliance and violations of federal law in how health plans and insurers cover mental health care, echoing the findings of a recent ProPublica investigation.
The #healthcare plan already funded by the Public has been scuttled with NO replacement. The tax credits to states - also already paid for by the Public - funding hundreds of me marketplace programs that provide #health & #medical services to tens of thousands of people, were taken and given away by #Congress - largely by donors to the Senate Minority Leader and House Speaker, with a few vague promises to negotiate some scraps back, all now evidently broken. At the end of 2025 the so-called Private #Insurance Industry was greenlighted massive increases to premiums and the associated payments of co-insurance & deductibles. The 2026 budget will scrap virtually all of #Medicaid and most of #Medicare right after this year's midterm #elections. Particularly in rural areas, upward of 40% of hospital revenues come from Medicaid reimbursements which will abruptly cease. HUNDREDS OF HOSPITALS NATIONWIDE are likely to shut down and, in some areas, nearly all will sharply reduce critical services like primary care, emergency rooms, OB/GYN, pharmacy, dialysis, and pediatrics. Many of these particular services will be consolidated to other #hospitals far away with no transportation provided. Thousands will die, tens of thousands will be impoverished, as a direct result. A national #economic failure is more than merely likely. And without good cause; only to crush the Public and to transfer away the remains of its #wealth - our #savings, our #investments - for #redistribution to the untaxed parasites who create nothing, to further ensure that their next six generations will be exempted from the Social Compact.
TrumpRx Denounced as Corrupt Scheme to Line Pockets of Big Pharma—and Don Jr.
https://www.commondreams.org/news/trumprx-prescription-drugs
> "Trump has dressed up yet another corporate giveaway as a boon to #patients," said one watchdog. "Real drug price reform doesn’t look like a website."
Edited 9d ago
The president, who has framed mental health as a national crisis, paused rules to hold insurers accountable for unlawfully denying coverage. And Congress cut funding to the agency that enforces insurers’ equal treatment of mental and physical health.
#News #MentalHealth #Insurance #Health #Trump #Biden #Government
“Just Let Me Die”: After Insurance Repeatedly Denied a Couple’s Claims, One Psychiatrist Was Their Last Hope
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After a North Carolina man attempted suicide twice, his wife tried to get him help at an inpatient clinic. But their insurance provider refused to cover the treatment, deeming it “not medically necessary.”
https://www.propublica.org/article/mental-health-suicide-highmark-bcbs-insurance-denials?utm_source=mastodon&utm_medium=social&utm_campaign=mastodon-post
A Florida Home Insurer Was Allowed to Bypass the Courts During Claim Disputes. It Won More Than 90% of the Time.
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State legislators and executives at Citizens Property Insurance touted mandatory arbitration as advantageous for both consumers and insurers. In practice, homeowners were left with few avenues for recourse when their claims were denied.
https://www.propublica.org/article/citizens-property-insurance-florida-arbitration-cases?utm_source=mastodon&utm_medium=social&utm_campaign=mastodon-post
This Little-Known Appeal Could Force Your Insurer to Pay for Lifesaving Care. Here’s How to File It.
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When a health insurer refuses to pay for your treatment, you may have the right to have the denial reviewed — and potentially overturned — by an independent provider. Here are six steps experts suggest to help you through the external appeal process.
https://www.propublica.org/article/health-insurance-denial-external-review?utm_source=mastodon&utm_medium=social&utm_campaign=mastodon-post
A teacher called over a dozen therapists to find mental health care following a miscarriage.
An EMT spent months looking for one after a suicide attempt.
They couldn’t find any in-network provider able to see them. Now they're suing their insurer.
https://www.propublica.org/article/emblemhealth-ghost-network-mental-health-lawsuit-new-york?utm_source=mastodon&utm_medium=social&utm_campaign=mastodon-post
#News #Law #Health #MentalHealth #Lawsuit #Healthcare #Insurance #NewYork