读过 Die with Zero: Getting All You Can from Your Money and Your Life 🌕🌕🌑🌑🌑
The pinnacle of "This could have been a blog". 即便在车轱辘话重灾区的 self-help 书里也是 outlier 了，一个论点总分总分总分总开篇说每章说能再展开反复说，再加上语言比本废话王写的博客还口语化，全篇都是“有些人会说 blahblah 但我跟你说 blahblah”这种，看得人极为不耐烦 。因为太水了还去特地看了眼出版日期，发现是在 chatGPT 火之前出的所以是 human produced slop，编辑咋审的啊……至于书的核心观点我是认同的，人应该以死不带走为目标，考虑到健康和回忆复利最大化钱能改善生活的时间，要捐/留财产早点在最有效用的时间而不是等死后，annuity 可以抵御 longevity risk。看，讲完了。
Die with Zero: Getting All You Can from Your Money and Your Life [Book] Douban Goodreads
Die With Zero
A Common-Sense Guide to Living Rich….Instead of Dying Rich
Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
The only thing you wasted along the way was…your life.
Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called Golden Years.
In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’ plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for.
You’ll discover how to maximize your lifetime memorable moments with “experience bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and find out how to navigate whether to invest in, or delay, a meaningful adventure based on your “spend curve” and “personal interest rate.”
Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance —Perkins makes a timely, convincing, and contrarian case for living large.
Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
The only thing you wasted along the way was…your life.
Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called Golden Years.
In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’ plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for.
You’ll discover how to maximize your lifetime memorable moments with “experience bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and find out how to navigate whether to invest in, or delay, a meaningful adventure based on your “spend curve” and “personal interest rate.”
Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance —Perkins makes a timely, convincing, and contrarian case for living large.