A lonely and emotionally neglected rich kid forms an attachment to one of the men who kidnap him during a botched robbery of his father's safe.

Cyndi Lauper stars as a performing mermaid in a Miami nightclub who ends up on the wrong end of a murder. On the run carrying a locket that people seem to be getting killed for, she runs into an ex-golfer and a wisecracking kid who might just be able to bail her out of this wacky nightmare.

81-year-old millionaire Jack Watson switches bodies with his 18-year-old grandson David, leading the two to experience life on opposite ends of the age spectrum. But when David, trapped in Jack's aged body, ends up in a coma, his grandfather must use his meager knowledge of the youth to prevent his family from pulling the plug.